TOGETHER Credit Union Profile

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TOGETHER

Charter #62715 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (314) 771-7700

Fax: (314) 771-3540

Founding Date: N/A

Website: http://www.togethercu.org

Personnel & Operations

President: Rickmann, Beth

Manager: McKay, Robert

FT Employees: 412

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 26

Hours: Lobby: M-F 9-6 Sat. 9-1 D

Credit Union Profile Summary

TOGETHER is a FISCU Credit Union. With a total of 144,546 members ^[1], this institution manages approximately $2,664,765,531 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.25% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.98% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,664,765,531

Total economic resources.

Total Loans ^[1]

$2,060,325,325

Total value of outstanding loans.

Total Deposits ^[1]

$2,283,182,669

Total funds deposited by members.

Members ^[1]

144,546

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.25%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.36%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

90.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 0.72%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 7.98%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 2.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

423 Lynch St

Saint Louis, MO, 63118-1902

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 26 branches reported by TOGETHER (Charter #62715).

Main Office

423 Lynch Main Office

Type: Corporate Office

423 Lynch St

Saint Louis, MO 63118-1902

Phone: (314) 771-7700

Services: Member Services, ATM, Drive-Thru

TOGETHER Credit Union Profile

TOGETHER

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

423 Lynch Main Office

Additional Branches

Arnold

Baldwinsville

Cartersville

Cedar Hill

Columbus

Fairfield

Fenton

Florissant

Fort Collins

Houston

Jacksonville

Merrimack

O Fallon

Orlando

Saint Louis

Shiloh

Tampa

Van Nuys

Williamsburg