MEMBERS 1ST Credit Union Profile

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MEMBERS 1ST

Charter #62677 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (530) 222-6060

Fax: (530) 221-5532

Founding Date: N/A

Website: https://www.m1cu.org

Personnel & Operations

President: Reed, Ken

Manager: Redmann, Caroline

FT Employees: 60

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: Monday through Friday 9:00 am to 5:00 pm

Credit Union Profile Summary

MEMBERS 1ST is a FISCU Credit Union. With a total of 23,969 members [1], this institution manages approximately $356,309,149 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.97% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.31% [1].

Financial Snapshot

Total Assets [1]
$356,309,149

Total economic resources.

Total Loans [1]
$233,225,133

Total value of outstanding loans.

Total Deposits [1]
$318,206,658

Total funds deposited by members.

Members [1]
23,969

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.97%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.29%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.31%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.03%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4710 Mountain Lakes Blvd

Redding, CA, 96003
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by MEMBERS 1ST (Charter #62677).

Main Office

Corporate Office Main Office

Type: Corporate Office

4710 Mountain Lakes Blvd

Redding, CA 96003

Phone: (530) 222-6060

Services: Member Services

Open in Directions

Additional Branches

Anderson

Anderson Branch

Type: Branch Office

5020 Rhonda Rd

Anderson, CA 96007-9014

Phone: (530) 222-6060

Services: Member Services, ATM

Open in Directions

Chico

Chico Salem Branch

Type: Branch Office

550 Salem St

Chico, CA 95928-5795

Phone: (530) 222-6060

Services: Member Services, ATM

Open in Directions

Redding

Hilltop Branch

Type: Branch Office

1380 Hilltop Dr

Redding, CA 96003-3805

Phone: (530) 222-6060

Services: Member Services, ATM

Open in Directions

Pine Street Branch

Type: Branch Office

1260 Pine St

Redding, CA 96001-0606

Phone: (530) 222-6060

Services: Member Services, ATM

Open in Directions