SACRAMENTO Credit Union Profile

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SACRAMENTO

Charter #62641 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (888) 722-8601

Fax:

Founding Date: N/A

Website: http://www.sactocu.org

Personnel & Operations

President: Brown, Les

Manager: Makin, Bhavnesh

FT Employees: 93

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 7

Hours: 9:00 a.m. - 5:00 p.m. Mon-Thurs 9:00 a.m.

Credit Union Profile Summary

SACRAMENTO is a FISCU Credit Union. With a total of 29,402 members [1], this institution manages approximately $796,297,558 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.8% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.88% [1].

Financial Snapshot

Total Assets [1]
$796,297,558

Total economic resources.

Total Loans [1]
$435,073,723

Total value of outstanding loans.

Total Deposits [1]
$671,565,227

Total funds deposited by members.

Members [1]
29,402

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.8%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.37%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
64.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.59%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.86%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

800 H St

Sacramento, CA, 95814-2607
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by SACRAMENTO (Charter #62641).

Main Office

H Street Branch Main Office

Type: Corporate Office

800 H St

Sacramento, CA 95814-2607

Phone: (888) 722-8601

Services: Member Services, ATM

Open in Directions

Additional Branches

Elk Grove

Elk Grove Branch

Type: Branch Office

8351 Elk Grove Blvd Ste 600

Elk Grove, CA 95758

Phone: (888) 722-8601

Services: Member Services, ATM

Open in Directions

Fair Oaks

Madison/Fair Oaks Branch

Type: Branch Office

8100 Madison Ave

Fair Oaks, CA 95628-3756

Phone: (888) 722-8601

Services: Member Services, ATM

Open in Directions

Folsom

Folsom Branch

Type: Branch Office

1705 Iron Point Rd Ste 100

Folsom, CA 95630

Phone: (916) 444-6070

Services: Member Services, ATM

Open in Directions

Roseville

Roseville Branch

Type: Branch Office

5005 Foothills Blvd Ste 1

Roseville, CA 95747-6507

Phone: (888) 722-8601

Services: Member Services, ATM

Open in Directions

Sacramento

Arden Branch

Type: Branch Office

3102 Arden Way

Sacramento, CA 95825

Phone: (888) 722-8601

Services: Member Services, ATM

Open in Directions

Bradshaw Branch

Type: Branch Office

3660 Bradshaw Rd

Sacramento, CA 95827-3239

Phone: (888) 722-8601

Services: Member Services, ATM

Open in Directions