NORTH STAR COMMUNITY Credit Union Profile

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NORTH STAR COMMUNITY

Charter #62638 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (712) 225-5731

Fax: (712) 225-2249

Founding Date: N/A

Website: http://www.nsccu.org

Personnel & Operations

President: Stoneking, Timothy

Manager: Hayes, Jeffrey

FT Employees: 34

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Monday - Thursday, 9:00am - 5:00pm; Friday,

Credit Union Profile Summary

NORTH STAR COMMUNITY is a FISCU Credit Union. With a total of 12,364 members [1], this institution manages approximately $161,656,320 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.72% [1].

Financial Snapshot

Total Assets [1]
$161,656,320

Total economic resources.

Total Loans [1]
$116,475,448

Total value of outstanding loans.

Total Deposits [1]
$145,508,009

Total funds deposited by members.

Members [1]
12,364

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.05%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.72%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.48%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1207 North 2nd Street, PO Box 556

Cherokee, IA, 51012
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by NORTH STAR COMMUNITY (Charter #62638).

Main Office

CHEROKEE OFFICE Main Office

Type: Corporate Office

1207 N. 2nd St.

PO Box 556

Cherokee, IA 51012

Phone: (712) 225-5731

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Ida Grove

IDA GROVE BRANCH

Type: Branch Office

216 MOOREHEAD AVE

Ida Grove, IA 51445-1107

Phone: (712) 363-3000

Services: Member Services, ATM, Drive-Thru

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Sheldon

Sheldon Office

Type: Branch Office

101 N Runger Ste C

Sheldon, IA 51201

Phone: (712) 324-0190

Services: Member Services, ATM

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