FEDERAL EMPLOYEES Credit Union Profile

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FEDERAL EMPLOYEES

Charter #62599 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 322-4026

Fax: (205) 322-9908

Founding Date: N/A

Website: http://www.federalempscu.com

Personnel & Operations

President: Cook, Rocky

Manager: Keller, Greg

FT Employees: 4

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 0

Hours: 8:30 A.M.-3:30P.M

Credit Union Profile Summary

FEDERAL EMPLOYEES is a FISCU Credit Union. With a total of 1,761 members [1], this institution manages approximately $20,692,532 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.7% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.57% [1].

Financial Snapshot

Total Assets [1]
$20,692,532

Total economic resources.

Total Loans [1]
$9,164,045

Total value of outstanding loans.

Total Deposits [1]
$17,295,159

Total funds deposited by members.

Members [1]
1,761

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.99%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
12.61%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.57%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.34%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1509 4TH AVE S

BIRMINGHAM, AL, 35233-1612

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by FEDERAL EMPLOYEES (Charter #62599).

Main Office

Federal Employees Credit Union Main Office

Type: Corporate Office

1509 4th Ave S

Birmingham, AL 35233-1612

Phone: (205) 322-4026

Services: None specified

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