CIVIC CENTRAL Credit Union Profile

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CIVIC CENTRAL

Charter #62598 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (573) 636-5338

Fax: (573) 635-3806

Founding Date: N/A

Website: http://www.goodcu.org

Personnel & Operations

President: Linhardt, Cheryl

Manager: Heet, Dana

FT Employees: 9

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:00 a.m. to 4:30 p.m. Mon - FriDrive Up

Credit Union Profile Summary

CIVIC CENTRAL is a FISCU Credit Union. With a total of 5,232 members [1], this institution manages approximately $97,998,145 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.38% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.96% [1].

Financial Snapshot

Total Assets [1]
$97,998,145

Total economic resources.

Total Loans [1]
$37,965,241

Total value of outstanding loans.

Total Deposits [1]
$86,382,765

Total funds deposited by members.

Members [1]
5,232

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.38%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.20%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
9.03%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.96%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.63%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

400 E Miller St

Jefferson City, MO, 65101

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CIVIC CENTRAL (Charter #62598).

Main Office

Civic Central Credit Union Main Office

Type: Corporate Office

400 E Miller St

Jefferson City, MO 65101

Phone: (573) 636-5338

Services: Member Services, ATM, Drive-Thru

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