EDUCATIONAL COMMUNITY Credit Union Profile

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EDUCATIONAL COMMUNITY

Charter #62589 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (417) 831-0534

Fax: (417) 831-2719

Founding Date: N/A

Website: http://www.educationalccu.org

Personnel & Operations

President: Barnett, Cynthia

Manager: Herren, Robb

FT Employees: 19

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Monday, Tuesday, Thursday, Friday 8:45-5:1

Credit Union Profile Summary

EDUCATIONAL COMMUNITY is a FISCU Credit Union. With a total of 8,050 members [1], this institution manages approximately $76,016,261 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.22% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -14.72% [1].

Financial Snapshot

Total Assets [1]
$76,016,261

Total economic resources.

Total Loans [1]
$46,966,497

Total value of outstanding loans.

Total Deposits [1]
$68,144,253

Total funds deposited by members.

Members [1]
8,050

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.22%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.01%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -14.72%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -13.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1221 E Grand St

Springfield, MO, 65804
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by EDUCATIONAL COMMUNITY (Charter #62589).

Main Office

Springfield Office Main Office

Type: Corporate Office

1221 E Grand St

Springfield, MO 65804

Phone: (417) 831-0534

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Ozark

Ozark Office

Type: Branch Office

1550 W Diane St

Ozark, MO 65721-8425

Phone: (417) 485-3661

Services: Member Services, ATM, Drive-Thru

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