NORTH STAR COMMUNITY Credit Union Profile

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NORTH STAR COMMUNITY

Charter #62563 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (701) 438-2222

Fax: (701) 438-2223

Founding Date: N/A

Website: http://www.northstarccu.com

Personnel & Operations

President: Black, Michael

Manager: Herrington, Bob

FT Employees: 101

PT Employees: 10

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 13

Hours: 9-4:30 Monday through Friday 9-12:00 Satur

Credit Union Profile Summary

NORTH STAR COMMUNITY is a FISCU Credit Union. With a total of 22,071 members ^[1], this institution manages approximately $448,201,279 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.5% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.99% ^[1].

Financial Snapshot

Total Assets ^[1]

$448,201,279

Total economic resources.

Total Loans ^[1]

$337,601,894

Total value of outstanding loans.

Total Deposits ^[1]

$378,922,092

Total funds deposited by members.

Members ^[1]

22,071

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

13.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.88%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

89.10%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -2.91%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -5.99%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -3.76%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

109 Central Ave N

Maddock, ND, 58348

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 13 branches reported by NORTH STAR COMMUNITY (Charter #62563).

Main Office

Maddock Main Office

Type: Corporate Office

Type: Branch Office

386 Main St

Willow City, ND 58384-0036

Phone: (701) 366-4508

Services: Member Services

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