MOBILE POSTAL Credit Union Profile

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MOBILE POSTAL

Charter #62471 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (251) 342-1472

Fax: (251) 342-0119

Founding Date: N/A

Website: http://www.mobilepostalcu.com

Personnel & Operations

President: George, Ken

Manager: GEORGE, THOMAS

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9:00 am - 4:30 pm

Credit Union Profile Summary

MOBILE POSTAL is a FISCU Credit Union. With a total of 1,671 members [1], this institution manages approximately $16,535,796 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.88% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.40% [1].

Financial Snapshot

Total Assets [1]
$16,535,796

Total economic resources.

Total Loans [1]
$9,698,715

Total value of outstanding loans.

Total Deposits [1]
$14,353,988

Total funds deposited by members.

Members [1]
1,671

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.88%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
67.57%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-8.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-9.87%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

800 Downtowner Loop W

Mobile, AL, 36609-5519

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MOBILE POSTAL (Charter #62471).

Main Office

Mobile Postal Employees Credit Union Main Office

Type: Corporate Office

800 Downtowner Loop W

Mobile, AL 36609-5519

Phone: (251) 342-1472

Services: Member Services

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