FINANCIAL SECURITY Credit Union Profile

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FINANCIAL SECURITY

Charter #62452 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (575) 887-6030

Fax: (575) 885-5054

Founding Date: N/A

Website: http://www.finseccu.com

Personnel & Operations

President: Neatherlin, Riley

Manager: Carrasco, Judy

FT Employees: 15

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 8:30AM-5:30PM

Credit Union Profile Summary

FINANCIAL SECURITY is a FISCU Credit Union. With a total of 5,133 members [1], this institution manages approximately $62,292,879 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.97% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.64% [1].

Financial Snapshot

Total Assets [1]
$62,292,879

Total economic resources.

Total Loans [1]
$45,005,458

Total value of outstanding loans.

Total Deposits [1]
$52,199,422

Total funds deposited by members.

Members [1]
5,133

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.97%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.11%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.22%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.89%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.87%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1105 W PIERCE ST

CARLSBAD, NM, 88220-4014
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by FINANCIAL SECURITY (Charter #62452).

Main Office

Financial Security CU Main Office Main Office

Type: Corporate Office

1105 W Pierce St

Carlsbad, NM 88220-4014

Phone: (575) 887-6030

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Carlsbad

Financial Security Credit Union South Branch

Type: Branch Office

2603 S Canal St

Carlsbad, NM 88220

Phone: (575) 628-0304

Services: Member Services, ATM, Drive-Thru

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