LOYALTY Credit Union Profile

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LOYALTY

Charter #62417 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (850) 474-0970

Fax:

Founding Date: N/A

Website: https://www.loyaltycu.org

Personnel & Operations

President: Daniels, Dustin

Manager: Broome, Park

FT Employees: 78

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: Lobby - M,Tu,Th,F - 8:00 to 4:30

Credit Union Profile Summary

LOYALTY is a FISCU Credit Union. With a total of 20,040 members [1], this institution manages approximately $295,552,831 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.01% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.35% [1].

Financial Snapshot

Total Assets [1]
$295,552,831

Total economic resources.

Total Loans [1]
$155,860,981

Total value of outstanding loans.

Total Deposits [1]
$260,654,395

Total funds deposited by members.

Members [1]
20,040

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.01%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
59.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.65%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.58%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1200 E Nine Mile Rd

Pensacola, FL, 32514-1653
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by LOYALTY (Charter #62417).

Main Office

Home Office Main Office

Type: Corporate Office

1200 E Nine Mile Rd

Pensacola, FL 32514-1653

Phone: (850) 474-0970

Services: Member Services, Drive-Thru

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Additional Branches

Panama City

Panama City

Type: Branch Office

2615 Highway 77

Panama City, FL 32405-4406

Phone: (850) 474-0970

Services: Member Services, Drive-Thru

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Pensacola

Cordova

Type: Branch Office

4964 Bayou Blvd

Pensacola, FL 32503-2542

Phone: (850) 474-0970

Services: Member Services, Drive-Thru

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Spring Street

Type: Branch Office

308 N Spring St

Pensacola, FL 32501-4828

Phone: (850) 474-0970

Services: Member Services

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W Street

Type: Branch Office

6200 N W St

Pensacola, FL 32505-1903

Phone: (850) 474-0970

Services: Member Services, Drive-Thru

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