DAKOTA WEST Credit Union Profile

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DAKOTA WEST

Charter #62380 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (701) 444-6484

Fax: (701) 444-3829

Founding Date: N/A

Website: http://www.dakotawestcu.com

Personnel & Operations

President: Fisher, Andrew

Manager: Reiter, Jeff

FT Employees: 51

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: 8:00 A.M. - 5:30 P.M.

Credit Union Profile Summary

DAKOTA WEST is a FISCU Credit Union. With a total of 7,152 members ^[1], this institution manages approximately $327,497,850 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.38% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.09% ^[1].

Financial Snapshot

Total Assets ^[1]

$327,497,850

Total economic resources.

Total Loans ^[1]

$173,063,707

Total value of outstanding loans.

Total Deposits ^[1]

$287,465,537

Total funds deposited by members.

Members ^[1]

7,152

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

13.38%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.55%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

60.20%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 4.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 6.09%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

340 N MAIN ST

WATFORD CITY, ND, 58854

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 8 branches reported by DAKOTA WEST (Charter #62380).

Main Office

Dakota West Credit Union Main Office

Type: Corporate Office

Type: Branch Office

1187 Border Lane

Washburn, ND 58577

Phone: (701) 462-8187

Services: Member Services, ATM, Drive-Thru

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