L&N EMPLOYEES Credit Union Profile
Showing details for L&N EMPLOYEES Credit Union.
Credit Union Profile for: L&N EMPLOYEES
L&N EMPLOYEES
Headquarters Contact & Staff
Contact & Info
Phone: (205) 841-2544
Fax: (205) 263-9992
Founding Date: N/A
Website: http://www.mylncu.com
Personnel & Operations
President: Long Sr, Earnest
Manager: Cooper, Michelle
FT Employees: 3
PT Employees: 0
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 2
Hours: 8:30 AM to 4:30 PM -- Monday through Friday
Credit Union Profile Summary
L&N EMPLOYEES is a FISCU Credit Union. With a total of 1,433 members [1], this institution manages approximately $8,478,407 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 19.64% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.74% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
N/A / 5.0Total Approved Reviews:
0Rate This Credit Union
No approved reviews yet. Be the first to rate this Credit Union!
Branch Locations
Found 1 branches reported by L&N EMPLOYEES (Charter #62356).
Main Office
L & N Credit Union Main Office
4101 Vanderbilt Rd
Birmingham, AL 35217
Phone: (205) 841-2544
Services: Member Services, Drive-Thru