E-CENTRAL Credit Union Profile

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E-CENTRAL

Charter #62323 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (626) 799-6000

Fax: (626) 799-6950

Founding Date: N/A

Website: http://www.ecentralcu.org

Personnel & Operations

President: GARMUS, MARK

Manager: THEODORE, MIKE

FT Employees: 31

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: FROM 8:00AM TO 5:00PM

Credit Union Profile Summary

E-CENTRAL is a FISCU Credit Union. With a total of 9,169 members [1], this institution manages approximately $175,364,390 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 22.46% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.05% [1].

Financial Snapshot

Total Assets [1]
$175,364,390

Total economic resources.

Total Loans [1]
$118,956,281

Total value of outstanding loans.

Total Deposits [1]
$133,764,784

Total funds deposited by members.

Members [1]
9,169

Number of active members.

Performance Ratios

Net Worth Ratio [1]
22.46%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-11.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-6.10%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

990 S FAIR OAKS AVE

PASADENA, CA, 91105

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by E-CENTRAL (Charter #62323).

Main Office

E-Central Credit Union Main Office

Type: Corporate Office

990 S Fair Oaks Ave

Pasadena, CA 91105

Phone: (626) 799-6000

Services: Member Services, ATM

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