ILLINOIS VALLEY Credit Union Profile

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ILLINOIS VALLEY

Charter #62121 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (815) 224-2666

Fax: (815) 224-2691

Founding Date: N/A

Website: http://www.ivcu.com

Personnel & Operations

President: Ragazincky, Polly

Manager: Kist, Thomas

FT Employees: 11

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: M-T 8:30 to 5:00 W- 8:30-Noon Th-F 8:30-6:0

Credit Union Profile Summary

ILLINOIS VALLEY is a FISCU Credit Union. With a total of 4,163 members [1], this institution manages approximately $37,859,974 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.26% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.12% [1].

Financial Snapshot

Total Assets [1]
$37,859,974

Total economic resources.

Total Loans [1]
$28,005,660

Total value of outstanding loans.

Total Deposits [1]
$33,815,803

Total funds deposited by members.

Members [1]
4,163

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
82.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.22%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1311 Shooting Park Rd

Peru, IL, 61354
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by ILLINOIS VALLEY (Charter #62121).

Main Office

Illinois Valley Credit Union Main Office

Type: Corporate Office

1311 Shooting Park Rd

Peru, IL 61354

Phone: (815) 224-2666

Services: Member Services, Drive-Thru

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Additional Branches

Princeton

Illinois Valley Credit Union

Type: Branch Office

200 Ace Rd Ste 1

Princeton, IL 61356

Phone: (815) 875-3400

Services: Member Services, Drive-Thru

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