OLD SPANISH TRAIL Credit Union Profile

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OLD SPANISH TRAIL

Charter #61963 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (337) 491-5025

Fax: (337) 491-5901

Founding Date: N/A

Personnel & Operations

President: Maxwell, Alberto

Manager: Goodman, Kim

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-F 12:15 PM-4:15 PM

Credit Union Profile Summary

OLD SPANISH TRAIL is a FISCU Credit Union. With a total of 1,020 members [1], this institution manages approximately $5,798,535 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 28.84% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.28% [1].

Financial Snapshot

Total Assets [1]
$5,798,535

Total economic resources.

Total Loans [1]
$4,408,883

Total value of outstanding loans.

Total Deposits [1]
$4,100,412

Total funds deposited by members.

Members [1]
1,020

Number of active members.

Performance Ratios

Net Worth Ratio [1]
28.84%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.21%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
107.52%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.71%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-9.28%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.11%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2200 OLD SPANISH TRL

WESTLAKE, LA, 70669-7800

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by OLD SPANISH TRAIL (Charter #61963).

Main Office

Old Spanish Trail Credit Union Main Office

Type: Corporate Office

2200 Old Spanish Trl

Westlake, LA 70669-7800

Phone: (337) 491-5025

Services: Member Services

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