WHITEFISH CREDIT UNION ASSOCIATION Credit Union Profile

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WHITEFISH CREDIT UNION ASSOCIATION

Charter #61949 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 862-3525

Fax: (406) 862-2143

Founding Date: N/A

Website: http://www.whitefishcu.com

Personnel & Operations

President: Barnes, Frank

Manager: Kenyon, James

FT Employees: 205

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: 9:00 - 4:30 M - F (Lobby) 7:30 - 6:00 M -

Credit Union Profile Summary

WHITEFISH CREDIT UNION ASSOCIATION is a FISCU Credit Union. With a total of 63,299 members [1], this institution manages approximately $1,965,907,540 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.83% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.97% [1].

Financial Snapshot

Total Assets [1]
$1,965,907,540

Total economic resources.

Total Loans [1]
$1,272,137,980

Total value of outstanding loans.

Total Deposits [1]
$1,730,700,697

Total funds deposited by members.

Members [1]
63,299

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.83%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.45%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.50%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.97%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

300 Baker Ave

Whitefish, MT, 59937

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by WHITEFISH CREDIT UNION ASSOCIATION (Charter #61949).

Main Office

Whitefish Credit Union - Whitefish Office Main Office

Type: Corporate Office

300 Baker Ave

Whitefish, MT 59937

Phone: (406) 862-3525

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Columbia Falls

Whitefish Credit Union - Columbia Falls Office

Type: Branch Office

405 9th St W

Columbia Falls, MT 59912

Phone: (406) 892-8000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Eureka

Whitefish Credit Union - Eureka Office

Type: Branch Office

105 DEWEY AVE

Eureka, MT 59917

Phone: (406) 297-7800

Services: Member Services, ATM, Drive-Thru

Open in Directions

Kalispell

Whitefish Credit Union - Kalispell Office

Type: Branch Office

234 E Montana St

Kalispell, MT 59901

Phone: (406) 257-3123

Services: Member Services, ATM, Drive-Thru

Open in Directions

Whitefish Credit Union - South Kalispell Office

Type: Branch Office

1825 US Highway 93 S

Kalispell, MT 59901-5708

Phone: (406) 758-0407

Services: Member Services, Drive-Thru

Open in Directions

Polson

Whitefish Credit Union - Lake County Office

Type: Branch Office

110 3rd Ave E

Polson, MT 59860

Phone: (406) 883-3600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Thompson Falls

Whitefish Credit Union - Sanders County Office

Type: Branch Office

107 POND ST

Thompson Falls, MT 59873

Phone: (406) 827-5626

Services: Member Services, Drive-Thru

Open in Directions