LAUDERDALE COUNTY TEACHERS Credit Union Profile

Showing details for LAUDERDALE COUNTY TEACHERS Credit Union.

Home > AL > LAUDERDALE COUNTY TEACHERS

LAUDERDALE COUNTY TEACHERS

Charter #61944 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (256) 766-2936

Fax: (256) 766-2933

Founding Date: N/A

Website: http://www.lctcu.org

Personnel & Operations

President: Trimm, Robert

Manager: Fulks, Sherry

FT Employees: 4

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 8:30 - 4:30 Monday-Friday

Credit Union Profile Summary

LAUDERDALE COUNTY TEACHERS is a FISCU Credit Union. With a total of 1,989 members [1], this institution manages approximately $36,705,295 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.02% [1].

Financial Snapshot

Total Assets [1]
$36,705,295

Total economic resources.

Total Loans [1]
$13,029,716

Total value of outstanding loans.

Total Deposits [1]
$32,057,722

Total funds deposited by members.

Members [1]
1,989

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
40.64%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.18%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

103 Mangum St

Florence, AL, 35630-1559
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by LAUDERDALE COUNTY TEACHERS (Charter #61944).

Main Office

Main Office Main Office

Type: Corporate Office

103 Mangum St

Florence, AL 35630-1559

Phone: (256) 766-2936

Services: Member Services, ATM, Drive-Thru

Open in Directions