ORGANIZED LABOR Credit Union Profile

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ORGANIZED LABOR

Charter #61942 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (209) 527-8731

Fax: (209) 527-4035

Founding Date: N/A

Website: http://www.organizedlaborcu.org

Personnel & Operations

President: DICOCHEA, ED

Manager: KLEIN, SARA

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9-4:30 Monday 10-3:30 Tuesday-Wednesday 1

Credit Union Profile Summary

ORGANIZED LABOR is a FISCU Credit Union. With a total of 3,148 members [1], this institution manages approximately $37,318,845 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.71% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.93% [1].

Financial Snapshot

Total Assets [1]
$37,318,845

Total economic resources.

Total Loans [1]
$14,433,926

Total value of outstanding loans.

Total Deposits [1]
$33,564,358

Total funds deposited by members.

Members [1]
3,148

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.99%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.88%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-5.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-7.93%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2112 McHenry Ave

Modesto, CA, 95350

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ORGANIZED LABOR (Charter #61942).

Main Office

Organized Labor Credit Union Main Office

Type: Corporate Office

2112 McHenry Ave

Modesto, CA 95350

Phone: (209) 527-8731

Services: Member Services, ATM

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