FORT MCCLELLAN Credit Union Profile

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FORT MCCLELLAN

Charter #61800 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (256) 237-2113

Fax: (256) 469-2017

Founding Date: N/A

Website: https://www.fortmcclellancu.org/

Personnel & Operations

President: Skelton, Allen

Manager: Smith, Angela

FT Employees: 64

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: 8:30 am till 5:00 pm Monday thru Friday. D

Credit Union Profile Summary

FORT MCCLELLAN is a FISCU Credit Union. With a total of 15,303 members ^[1], this institution manages approximately $224,077,538 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.83% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.53% ^[1].

Financial Snapshot

Total Assets ^[1]

$224,077,538

Total economic resources.

Total Loans ^[1]

$95,934,397

Total value of outstanding loans.

Total Deposits ^[1]

$203,458,548

Total funds deposited by members.

Members ^[1]

15,303

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.83%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

-0.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

47.15%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -3.06%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -5.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -2.10%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1010 Golden Springs Rd

Anniston, AL, 36207

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 6 branches reported by FORT MCCLELLAN (Charter #61800).

Main Office

Golden Springs Corporate Office Main Office

Type: Corporate Office

Type: Branch Office

4479 Highway 431

Roanoke, AL 36274-2603

Phone: (256) 237-2113

Services: Member Services, ATM, Drive-Thru

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