SLO Credit Union Profile

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SLO

Charter #61779 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (805) 543-5839

Fax: (805) 543-4300

Founding Date: N/A

Website: http://www.slocu.com

Personnel & Operations

President: Janssen, Matthew

Manager: Severs, Donna

FT Employees: 6

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Lobby Hours Monday ? Friday 8:30 AM to 4:

Credit Union Profile Summary

SLO is a FISCU Credit Union. With a total of 1,537 members [1], this institution manages approximately $31,120,037 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.38% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.81% [1].

Financial Snapshot

Total Assets [1]
$31,120,037

Total economic resources.

Total Loans [1]
$18,350,623

Total value of outstanding loans.

Total Deposits [1]
$26,597,003

Total funds deposited by members.

Members [1]
1,537

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.38%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.59%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
69.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-6.83%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.81%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1220 Osos St

San Luis Obispo, CA, 93401-3620

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SLO (Charter #61779).

Main Office

Main Office Main Office

Type: Corporate Office

1220 Osos St

San Luis Obispo, CA 93401-3620

Phone: (805) 543-5839

Services: Member Services

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