RIVER VALLEY Credit Union Profile

Showing details for RIVER VALLEY Credit Union.

Home > IA > RIVER VALLEY

RIVER VALLEY

Charter #61664 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (515) 232-1654

Fax: (515) 232-4835

Founding Date: N/A

Website: http://www.rvcu.org

Personnel & Operations

President: Starnes, Jeffrey

Manager: Godwin, Brian

FT Employees: 14

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: M-F 9:00-5:00

Credit Union Profile Summary

RIVER VALLEY is a FISCU Credit Union. With a total of 6,664 members [1], this institution manages approximately $112,154,774 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.27% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.27% [1].

Financial Snapshot

Total Assets [1]
$112,154,774

Total economic resources.

Total Loans [1]
$62,166,829

Total value of outstanding loans.

Total Deposits [1]
$98,923,030

Total funds deposited by members.

Members [1]
6,664

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.27%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.84%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.00%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -9.27%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2811 E 13TH ST

AMES, IA, 50010
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by RIVER VALLEY (Charter #61664).

Main Office

River Valley Credit Union Main Office

Type: Corporate Office

2811 E 13th St

Ames, IA 50010

Phone: (515) 232-1654

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Nevada

River Valley Credit Union

Type: Branch Office

1400 Fawcett Pkwy

Suite F

Nevada, IA 50201

Phone: (515) 382-4141

Services: Member Services, Drive-Thru

Open in Directions