WE FLORIDA FINANCIAL Credit Union Profile

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WE FLORIDA FINANCIAL

Charter #61525 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (954) 515-1512

Fax: (954) 704-8681

Founding Date: N/A

Website: http://www.wefloridafinancial.com

Personnel & Operations

President: LaRock, Mary Ann

Manager: Spearman, William

FT Employees: 114

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: M, Tues, Thurs 9am to 4:30 pm, Wed, 10am-43

Credit Union Profile Summary

WE FLORIDA FINANCIAL is a FISCU Credit Union. With a total of 41,194 members ^[1], this institution manages approximately $723,299,259 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.93% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -18.29% ^[1].

Financial Snapshot

Total Assets ^[1]

$723,299,259

Total economic resources.

Total Loans ^[1]

$496,174,558

Total value of outstanding loans.

Total Deposits ^[1]

$650,820,447

Total funds deposited by members.

Members ^[1]

41,194

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.93%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

-0.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

76.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -4.86%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -18.29%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -9.65%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

9560 Pines Blvd

Pembroke Pines, FL, 33024

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 6 branches reported by WE FLORIDA FINANCIAL (Charter #61525).

Main Office

Margate Main Office

Type: Corporate Office

1982 N State Road 7

Margate, FL 33063

Phone: (954) 745-2400

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Fort Lauderdale

Type: Branch Office

634 NE 3rd Ave

Fort Lauderdale, FL 33304

Phone: (954) 745-2400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lauderhill

Type: Branch Office

6079 W Oakland Park Blvd

Lauderhill, FL 33313

Phone: (954) 745-2400

Services: Member Services, ATM, Drive-Thru

Open in Directions

North Miami

Type: Branch Office

680 NE 124th St

North Miami, FL 33161-5548

Phone: (954) 515-2017

Services: Member Services, ATM, Drive-Thru

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Pembroke Pines

East Pembroke Pines

Type: Branch Office

9560 Pines Blvd

Pembroke Pines, FL 33024

Phone: (954) 515-1512

Services: Member Services, ATM, Drive-Thru

Open in Directions

Sunrise

Type: Branch Office

8890 NW 44th St

Sunrise, FL 33351

Phone: (954) 745-2400

Services: Member Services, ATM, Drive-Thru

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