MOBILE GOVERNMENT EMP. Credit Union Profile

Showing details for MOBILE GOVERNMENT EMP. Credit Union.

Home > AL > MOBILE GOVERNMENT EMP.

MOBILE GOVERNMENT EMP.

Charter #61339 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (251) 694-4100

Fax: (251) 694-4316

Founding Date: N/A

Website: https://www.mobgecu.org

Personnel & Operations

President: DRISKELL, Janet

Manager: MAIBEN, WINIFRED

FT Employees: 3

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 0930-1430

Credit Union Profile Summary

MOBILE GOVERNMENT EMP. is a FISCU Credit Union. With a total of 647 members [1], this institution manages approximately $16,254,161 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 19.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.43% [1].

Financial Snapshot

Total Assets [1]
$16,254,161

Total economic resources.

Total Loans [1]
$3,288,488

Total value of outstanding loans.

Total Deposits [1]
$12,898,860

Total funds deposited by members.

Members [1]
647

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.28%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
25.49%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-13.52%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-8.43%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-7.04%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 Canal St

Mobile, AL, 36602-1901

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 3 branches reported by MOBILE GOVERNMENT EMP. (Charter #61339).

Main Office

MOBILE GOVERNMENT EMPLOYEES CU Main Office

Type: Corporate Office

109 Saint Joseph St

Mobile, AL 36602-3605

Phone: (251) 694-4100

Services: Member Services

Open in Directions

Additional Branches

Flint

Fiserv ONCU

Type: Branch Office

3031 Airpark Dr N

Flint, MI 48507-3471

Phone: (800) 359-3362

Services: None specified

Open in Directions

Salt Lake City

Fiserv CUSA

Type: Corporate Office

4897 W Lake Park Blvd Ste 200

Salt Lake City, UT 84120-8207

Phone: (800) 568-2872

Services: None specified

Open in Directions