CHEMCO Credit Union Profile

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CHEMCO

Charter #61277 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (251) 944-3297

Fax: (251) 944-3212

Founding Date: N/A

Personnel & Operations

President: WORK, SEAN

Manager: Goldman, Rhonda

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: MONDAY THRU FRIDAY 7AM UNTIL 3PM

Credit Union Profile Summary

CHEMCO is a FISCU Credit Union. With a total of 349 members [1], this institution manages approximately $5,149,986 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 19.97% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.51% [1].

Financial Snapshot

Total Assets [1]
$5,149,986

Total economic resources.

Total Loans [1]
$2,921,406

Total value of outstanding loans.

Total Deposits [1]
$4,120,320

Total funds deposited by members.

Members [1]
349

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.97%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.87%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.90%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.39%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.51%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-13.83%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1638 INDUSTRIAL RD

MC INTOSH, AL, 36553-6609

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by CHEMCO (Charter #61277).

Main Office

CHEMCO CREDIT UNION Main Office

Type: Corporate Office

1638 INDUSTRIAL Rd

Mc Intosh, AL 36553-6609

Phone: (251) 944-3297

Services: Member Services

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