NORTHRIDGE COMMUNITY Credit Union Profile

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NORTHRIDGE COMMUNITY

Charter #61257 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (218) 748-2609

Fax: (218) 741-8385

Founding Date: N/A

Website: http://www.nrccu.org

Personnel & Operations

President: Rediske, Ryan

Manager: Mathiowetz, Nicholas

FT Employees: 30

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Lobby M-F 9am to 4:30 pm Drive Up M-F 8am

Credit Union Profile Summary

NORTHRIDGE COMMUNITY is a FISCU Credit Union. With a total of 7,719 members [1], this institution manages approximately $110,613,657 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.49% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.00% [1].

Financial Snapshot

Total Assets [1]
$110,613,657

Total economic resources.

Total Loans [1]
$86,656,101

Total value of outstanding loans.

Total Deposits [1]
$94,840,559

Total funds deposited by members.

Members [1]
7,719

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.49%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.72%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
91.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.76%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.00%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.58%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

921 17th St S

Virginia, MN, 55792
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by NORTHRIDGE COMMUNITY (Charter #61257).

Main Office

Hoyt Lakes Office Main Office

Type: Corporate Office

283 Kennedy Memorial Dr

Hoyt Lakes, MN 55750

Phone: (218) 471-2121

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Biwabik

Biwabik Office

Type: Branch Office

222 Main St S

Biwabik, MN 55708-3073

Phone: (218) 865-6143

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ely

Ely Office

Type: Branch Office

1321 E Sheridan St

Ely, MN 55731

Phone: (218) 365-3297

Services: Member Services, ATM

Open in Directions

Hibbing

Hibbing Office

Type: Branch Office

2540 E Beltline Ste 1

Hibbing, MN 55746-2306

Phone: (218) 262-1607

Services: Member Services

Open in Directions

Virginia

Virginia Office

Type: Branch Office

921 17th St S

Virginia, MN 55792

Phone: (218) 748-2609

Services: Member Services, ATM, Drive-Thru

Open in Directions