FINANCIAL PLUS Credit Union Profile

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FINANCIAL PLUS

Charter #61231 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (815) 433-1496

Fax: (815) 433-0065

Founding Date: N/A

Website: http://www.financialplus.org

Personnel & Operations

President: Navarro, Joseph

Manager: Fauth, Peter

FT Employees: 103

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: 8-5 M-TH, 8-5:30 F, 8-12 S

Credit Union Profile Summary

FINANCIAL PLUS is a FISCU Credit Union. With a total of 45,240 members [1], this institution manages approximately $552,995,644 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.96% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.93% [1].

Financial Snapshot

Total Assets [1]
$552,995,644

Total economic resources.

Total Loans [1]
$349,313,172

Total value of outstanding loans.

Total Deposits [1]
$476,531,166

Total funds deposited by members.

Members [1]
45,240

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.96%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.30%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.05%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.38%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

800 CHESTNUT ST

OTTAWA, IL, 61350
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by FINANCIAL PLUS (Charter #61231).

Main Office

Branch 1 Ottawa Main Office

Type: Corporate Office

800 Chestnut St

Ottawa, IL 61350

Phone: (815) 433-1496

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Diamond

Branch 5- Diamond Branch

Type: Branch Office

1800 E Division St

Diamond, IL 60416-6007

Phone: (815) 634-0910

Services: Member Services, ATM, Drive-Thru

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Mendota

Branch 3 Mendota Branch

Type: Branch Office

1905 13th Ave

Mendota, IL 61342

Phone: (815) 539-3444

Services: Member Services, ATM, Drive-Thru

Open in Directions

Morris

Branch 4- Morris Branch

Type: Branch Office

1300 N Division St

Morris, IL 60450-1452

Phone: (815) 942-2228

Services: Member Services, ATM, Drive-Thru

Open in Directions

Peru

Branch 2 - Peru Branch

Type: Branch Office

2813 Plaza Dr

Peru, IL 61354

Phone: (815) 223-6602

Services: Member Services, ATM, Drive-Thru

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