LOS ALAMOS SCHOOLS Credit Union Profile

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LOS ALAMOS SCHOOLS

Charter #61165 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (505) 662-3421

Fax:

Founding Date: N/A

Website: http://www.lascu.org

Personnel & Operations

President: Elson, Jennifer

Manager: Schmidt, Matthew

FT Employees: 5

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-F 9:00-5:00

Credit Union Profile Summary

LOS ALAMOS SCHOOLS is a FISCU Credit Union. With a total of 2,246 members [1], this institution manages approximately $33,388,536 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.71% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.44% [1].

Financial Snapshot

Total Assets [1]
$33,388,536

Total economic resources.

Total Loans [1]
$20,782,137

Total value of outstanding loans.

Total Deposits [1]
$29,587,719

Total funds deposited by members.

Members [1]
2,246

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.44%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.22%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1010 Central Ave.

Los Alamos, NM, 87544
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by LOS ALAMOS SCHOOLS (Charter #61165).

Main Office

Los Alamos Schools CU Main Office

Type: Corporate Office

1010 Central Ave.

Los Alamos, NM 87544

Phone: (505) 662-3421

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Santa Fe

Del Norte Credit Union

Type: Corporate Office

3286 Cerrillos Rd

Santa Fe, NM 87507-2925

Phone: (505) 455-5228

Services: None specified

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