MEMBERS FIRST CREDIT UNION OF FLORI Credit Union Profile

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MEMBERS FIRST CREDIT UNION OF FLORI

Charter #61160 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (850) 434-2211

Fax: (850) 433-8346

Founding Date: N/A

Website: http://www.membersfirstfl.org

Personnel & Operations

President: Ladner, Clarence

Manager: Williams, Michele

FT Employees: 72

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 7

Hours: Monday - Friday 9:00 am to 4:30 pm

Credit Union Profile Summary

MEMBERS FIRST CREDIT UNION OF FLORI is a FISCU Credit Union. With a total of 19,513 members ^[1], this institution manages approximately $305,680,308 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.26% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.96% ^[1].

Financial Snapshot

Total Assets ^[1]

$305,680,308

Total economic resources.

Total Loans ^[1]

$139,473,617

Total value of outstanding loans.

Total Deposits ^[1]

$260,914,913

Total funds deposited by members.

Members ^[1]

19,513

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

14.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.58%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

53.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 4.78%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -0.96%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -2.85%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

251 W Garden St

Pensacola, FL, 32502-5728

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 7 branches reported by MEMBERS FIRST CREDIT UNION OF FLORI (Charter #61160).

Main Office

Garden Street Branch and Operations Center Main Office

Type: Corporate Office

251 W Garden St

Pensacola, FL 32502-5728

Phone: (850) 434-2211

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Pace

Hwy. 90 Branch

Type: Branch Office

Type: Branch Office

1645 E Nine Mile Rd

Pensacola, FL 32514-5727

Phone: (850) 434-2211

Services: Member Services, ATM, Drive-Thru

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