UTILITY DISTRICT Credit Union Profile

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UTILITY DISTRICT

Charter #61085 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (510) 287-0467

Fax: (510) 287-0528

Founding Date: N/A

Website: http://WWW.UDCU.ORG

Personnel & Operations

President: Feldman, Samuel

Manager: Maughan, Carolyn

FT Employees: 3

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 8:00 AM - 4:00 PM

Credit Union Profile Summary

UTILITY DISTRICT is a FISCU Credit Union. With a total of 2,266 members [1], this institution manages approximately $33,254,834 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.66% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -22.41% [1].

Financial Snapshot

Total Assets [1]
$33,254,834

Total economic resources.

Total Loans [1]
$8,767,339

Total value of outstanding loans.

Total Deposits [1]
$30,144,599

Total funds deposited by members.

Members [1]
2,266

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.66%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.68%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
29.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.95%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -22.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.20%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

375 11TH ST STE 203

OAKLAND, CA, 94607
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by UTILITY DISTRICT (Charter #61085).

Main Office

Utility District Credit Union Main Office

Type: Corporate Office

375 11th St STE 203

Oakland, CA 94607

Phone: (510) 287-0467

Services: Member Services

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Additional Branches

Oakland

BRANCH OFFICE

Type: Branch Office

2130 ADELINE ST

Oakland, CA 94607

Phone: (510) 287-0539

Services: Member Services

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