COLUMBIA POST OFFICE Credit Union Profile

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COLUMBIA POST OFFICE

Charter #61065 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (803) 779-2966

Fax: (803) 779-3725

Founding Date: N/A

Website: http://www.columbiapostalcreditunio

Personnel & Operations

President: Wingard, Mike

Manager: Holston, Bubber

FT Employees: 0

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 11 AM - 5 PM MONDAY THRU FRIDAY

Credit Union Profile Summary

COLUMBIA POST OFFICE is a FISCU Credit Union. With a total of 1,230 members [1], this institution manages approximately $26,798,735 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 21.99% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.66% [1].

Financial Snapshot

Total Assets [1]
$26,798,735

Total economic resources.

Total Loans [1]
$4,257,705

Total value of outstanding loans.

Total Deposits [1]
$20,878,162

Total funds deposited by members.

Members [1]
1,230

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.99%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.74%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
20.39%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -8.46%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.66%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1601 ASSEMBLY ST

COLUMBIA, SC, 29201-2762
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by COLUMBIA POST OFFICE (Charter #61065).

Main Office

Main Office Main Office

Type: Corporate Office

1601 Assembly St

Columbia, SC 29201-2762

Phone: (803) 779-2966

Services: Member Services

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Additional Branches

West Columbia

Branch

Type: Branch Office

2001 Dixiana Rd

West Columbia, SC 29172

Phone: (803) 739-1002

Services: Member Services

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