CHEM FAMILY Credit Union Profile

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CHEM FAMILY

Charter #61055 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (256) 237-0651

Fax: (256) 231-8553

Founding Date: N/A

Personnel & Operations

President: Rutherford, Alan

Manager: Patrick, Ashley

FT Employees: 0

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M,T, Thurs 12:00- 2:30

Credit Union Profile Summary

CHEM FAMILY is a FISCU Credit Union. With a total of 180 members [1], this institution manages approximately $4,260,656 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 27.28% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.84% [1].

Financial Snapshot

Total Assets [1]
$4,260,656

Total economic resources.

Total Loans [1]
$1,326,994

Total value of outstanding loans.

Total Deposits [1]
$3,088,613

Total funds deposited by members.

Members [1]
180

Number of active members.

Performance Ratios

Net Worth Ratio [1]
27.28%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
42.96%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-21.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-7.84%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-16.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

702 Clydesdale Ave

Anniston, AL, 36201

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by CHEM FAMILY (Charter #61055).

Main Office

Chem Family Credit Union Main Office

Type: Corporate Office

702 Clydesdale Ave

Anniston, AL 36201

Phone: (256) 237-0651

Services: Member Services

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