RIVERFALL Credit Union Profile

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RIVERFALL

Charter #60942 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 759-1505

Fax: (205) 758-3696

Founding Date: N/A

Website: http://www.riverfallcu.com

Personnel & Operations

President: Guy, Gregory

Manager: Ryan, Scott

FT Employees: 38

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: Monday- Friday 9:00am-5:00pm Drive Thru onl

Credit Union Profile Summary

RIVERFALL is a FISCU Credit Union. With a total of 14,287 members [1], this institution manages approximately $190,240,382 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.02% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.40% [1].

Financial Snapshot

Total Assets [1]
$190,240,382

Total economic resources.

Total Loans [1]
$89,721,936

Total value of outstanding loans.

Total Deposits [1]
$172,776,374

Total funds deposited by members.

Members [1]
14,287

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.02%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
51.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 13.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.57%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2520 6th St

Tuscaloosa, AL, 35401-1702
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by RIVERFALL (Charter #60942).

Main Office

Main Office Main Office

Type: Corporate Office

2520 6th St

Tuscaloosa, AL 35401-1702

Phone: (205) 759-1505

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Centreville

Centreville

Type: Branch Office

901 Birmingham Rd

Suite C

Centreville, AL 35042

Phone: (205) 759-1505

Services: Member Services, ATM, Drive-Thru

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Northport

Northport Office

Type: Branch Office

1615 McFarland Blvd

Northport, AL 35476-3260

Phone: (205) 759-1505

Services: Member Services, ATM, Drive-Thru

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Tuscaloosa

69S Office

Type: Branch Office

5461 Kauloosa Ave

Tuscaloosa, AL 35405

Phone: (205) 759-1505

Services: Member Services, ATM, Drive-Thru

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