ALATRUST Credit Union Profile

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ALATRUST

Charter #60934 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 581-8800

Fax: (205) 581-8816

Founding Date: N/A

Website: http://www.alatrustcu.com

Personnel & Operations

President: Duck, Donald

Manager: Nix, Steve

FT Employees: 37

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: 9-4:30

Credit Union Profile Summary

ALATRUST is a FISCU Credit Union. With a total of 13,259 members [1], this institution manages approximately $209,454,826 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.91% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.96% [1].

Financial Snapshot

Total Assets [1]
$209,454,826

Total economic resources.

Total Loans [1]
$115,727,948

Total value of outstanding loans.

Total Deposits [1]
$186,646,490

Total funds deposited by members.

Members [1]
13,259

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.91%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.91%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.96%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.02%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1810 MERCHANTS DR

HOOVER, AL, 35244-1005
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by ALATRUST (Charter #60934).

Main Office

Main Office Main Office

Type: Corporate Office

1810 Merchants Dr

Hoover, AL 35244-1005

Phone: (205) 581-8800

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Anniston

Anniston Branch

Type: Branch Office

1216 Wilmer Ave

Anniston, AL 36201

Phone: (256) 236-1260

Services: Member Services, ATM, Drive-Thru

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Irondale

Birmingham Branch

Type: Branch Office

1694 Montclair Rd

Irondale, AL 35210-2410

Phone: (205) 581-8800

Services: Member Services, ATM, Drive-Thru

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Jacksonville

Jacksonville Branch

Type: Branch Office

1001 Jd and L Dr SW

Jacksonville, AL 36265

Phone: (256) 435-6116

Services: Member Services, ATM, Drive-Thru

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Jasper

Jasper Branch

Type: Branch Office

400 7th Ave

Jasper, AL 35501

Phone: (205) 221-9600

Services: Member Services, ATM

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Talladega

Talladega Branch

Type: Branch Office

303 South St E

Talladega, AL 35160-2413

Phone: (256) 362-0033

Services: Member Services, ATM, Drive-Thru

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