COMBINED EMPLOYEES Credit Union Profile

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COMBINED EMPLOYEES

Charter #60825 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (478) 929-5700

Fax: (478) 929-1999

Founding Date: N/A

Website: https://www.combinedecu.com

Personnel & Operations

President: Harlowe, Ricky

Manager: Glore, Jr., Robert

FT Employees: 6

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-TH 9AM - 5PM, F 9AM - 5:30P

Credit Union Profile Summary

COMBINED EMPLOYEES is a FISCU Credit Union. With a total of 2,693 members [1], this institution manages approximately $16,748,641 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.39% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.06% [1].

Financial Snapshot

Total Assets [1]
$16,748,641

Total economic resources.

Total Loans [1]
$14,016,800

Total value of outstanding loans.

Total Deposits [1]
$15,335,759

Total funds deposited by members.

Members [1]
2,693

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.10%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
91.40%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.32%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 7.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -18.17%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

593 RUSSELL PKWY

WARNER ROBINS, GA, 31088
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by COMBINED EMPLOYEES (Charter #60825).

Main Office

Combined Employees Credit Union Main Office

Type: Corporate Office

593 Russell Pkwy

Warner Robins, GA 31088

Phone: (478) 929-5700

Services: Member Services, Drive-Thru

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