ALABAMA Credit Union Profile

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ALABAMA

Charter #60823 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (888) 817-2002

Fax: (205) 650-1020

Founding Date: N/A

Website: https://www.alabamacu.com

Personnel & Operations

President: Dulek, Ron

Manager: Landrum, June

FT Employees: 373

PT Employees: 12

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 38

Hours: M-F 8:00 AM 5:00 PM

Credit Union Profile Summary

ALABAMA is a FISCU Credit Union. With a total of 157,088 members ^[1], this institution manages approximately $2,026,527,755 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.66% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.96% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,026,527,755

Total economic resources.

Total Loans ^[1]

$1,645,992,989

Total value of outstanding loans.

Total Deposits ^[1]

$1,728,893,566

Total funds deposited by members.

Members ^[1]

157,088

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.66%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.86%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

95.20%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 5.05%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 10.96%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -4.11%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

909 ANNA AVE

TUSCALOOSA, AL, 35401

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 36 branches reported by ALABAMA (Charter #60823).

Main Office

Adminstration Building Main Office

Type: Corporate Office

909 Anna Ave

Tuscaloosa, AL 35401

Phone: (888) 817-2002

Services: Member Services

ALABAMA Credit Union Profile

ALABAMA

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Adminstration Building Main Office

Additional Branches

Birmingham

Cullman

Daphne

Decatur

Fairhope

Fayette

Foley

Gulf Shores

Hoover

Huntsville

Jasper

Kennedy

Loxley

Madison

Mobile

Northport

Orange Beach

Pensacola

Tuscaloosa

Vance

Vernon