GEORGETOWN KRAFT Credit Union Profile

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GEORGETOWN KRAFT

Charter #60791 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (843) 546-8494

Fax: (843) 546-0029

Founding Date: N/A

Website: http://www.gkcu.org

Personnel & Operations

President: Bessant, James

Manager: Owens, Kevin

FT Employees: 69

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Monday - Thursday 9am - 5pm Friday 9am - 5:

Credit Union Profile Summary

GEORGETOWN KRAFT is a FISCU Credit Union. With a total of 16,984 members [1], this institution manages approximately $188,728,268 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.46% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.53% [1].

Financial Snapshot

Total Assets [1]
$188,728,268

Total economic resources.

Total Loans [1]
$111,372,417

Total value of outstanding loans.

Total Deposits [1]
$154,305,769

Total funds deposited by members.

Members [1]
16,984

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.46%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.18%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.41%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1379 N Fraser St

Georgetown, SC, 29440-2825

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 5 branches reported by GEORGETOWN KRAFT (Charter #60791).

Main Office

Georgetown - N. Fraser St. Main Office

Type: Corporate Office

1379 N Fraser St

Georgetown, SC 29440-2825

Phone: (843) 546-8494

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Andrews

Andrews

Type: Branch Office

103 S Morgan Ave

Andrews, SC 29510-2647

Phone: (843) 436-6351

Services: Member Services, ATM, Drive-Thru

Open in Directions

Georgetown

Georgetown - Bourne St.

Type: Branch Office

1530 Bourne St

Georgetown, SC 29440-4775

Phone: (843) 436-6300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Kingstree

Kingstree

Type: Branch Office

488 Nelson Blvd

Kingstree, SC 29556-4025

Phone: (843) 436-6355

Services: Member Services, ATM, Drive-Thru

Open in Directions

Pawleys Island

Pawleys Island

Type: Branch Office

49 Jetty Dr

Pawleys Island, SC 29585-8425

Phone: (843) 436-6340

Services: Member Services, ATM, Drive-Thru

Open in Directions