TOWN AND COUNTRY Credit Union Profile

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TOWN AND COUNTRY

Charter #60790 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (701) 852-2018

Fax: (701) 839-5740

Founding Date: N/A

Website: http://www.townandcountry.org

Personnel & Operations

President: Larson, Kalvin

Manager: Schell, Kalli

FT Employees: 145

PT Employees: 10

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 10

Hours: 7 AM TO 7 PM

Credit Union Profile Summary

TOWN AND COUNTRY is a FISCU Credit Union. With a total of 26,384 members ^[1], this institution manages approximately $730,178,302 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.57% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.49% ^[1].

Financial Snapshot

Total Assets ^[1]

$730,178,302

Total economic resources.

Total Loans ^[1]

$634,075,255

Total value of outstanding loans.

Total Deposits ^[1]

$631,570,450

Total funds deposited by members.

Members ^[1]

26,384

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.88%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

100.40%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 4.93%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 3.49%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -2.64%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

615 S BROADWAY

MINOT, ND, 58701-4473

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 11 branches reported by TOWN AND COUNTRY (Charter #60790).

Main Office

Minot Office Main Office

Type: Corporate Office

615 S Broadway

Minot, ND 58701-4473

Phone: (701) 852-2018

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Services: Member Services

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Type: Branch Office

925 14th Ave E

West Fargo, ND 58078-3311

Phone: (701) 356-1760

Services: Member Services, ATM, Drive-Thru

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