THE WEST TENNESSEE Credit Union Profile

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THE WEST TENNESSEE

Charter #60726 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (901) 837-0431

Fax: (901) 837-0438

Founding Date: N/A

Website: http://www.wtncu.org

Personnel & Operations

President: Wise, Walter

Manager: Newberry, Kenneth

FT Employees: 3

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:45-4:30 Monday thru Friday

Credit Union Profile Summary

THE WEST TENNESSEE is a FISCU Credit Union. With a total of 1,645 members [1], this institution manages approximately $18,348,783 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.11% [1].

Financial Snapshot

Total Assets [1]
$18,348,783

Total economic resources.

Total Loans [1]
$14,564,795

Total value of outstanding loans.

Total Deposits [1]
$16,132,761

Total funds deposited by members.

Members [1]
1,645

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.77%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.28%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.31%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.11%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.54%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

13690 Highway 51 S, Ste 107

Atoka, TN, 38004
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by THE WEST TENNESSEE (Charter #60726).

Main Office

The West Tennessee Credit Union Main Office

Type: Corporate Office

13690 Highway 51 S

Ste 107

Atoka, TN 38004

Phone: (901) 837-0431

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Sandy

Computer Marketing Corporation

Type: Corporate Office

8520 S Sandy Pkwy

Sandy, UT 84070

Phone: (801) 365-5000

Services: None specified

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