NORTH STAR Credit Union Profile

Showing details for NORTH STAR Credit Union.

Home > MN > NORTH STAR

NORTH STAR

Charter #60689 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (218) 666-5940

Fax: (218) 666-2149

Founding Date: N/A

Website: http://www.northstarcreditunion.org

Personnel & Operations

President: Whiteside, Lara

Manager: Stedt, Jennifer

FT Employees: 29

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: MONDAY THRU THURSDAY 8:30 A.M. TO 5:00 P.M.

Credit Union Profile Summary

NORTH STAR is a FISCU Credit Union. With a total of 5,994 members [1], this institution manages approximately $110,677,288 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.81% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.62% [1].

Financial Snapshot

Total Assets [1]
$110,677,288

Total economic resources.

Total Loans [1]
$89,618,069

Total value of outstanding loans.

Total Deposits [1]
$99,553,073

Total funds deposited by members.

Members [1]
5,994

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.81%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.43%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.02%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.83%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.62%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.46%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

24 S RIVER ST

COOK, MN, 55723
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 6 branches reported by NORTH STAR (Charter #60689).

Main Office

Main Office 24 S River St Main Office

Type: Corporate Office

24 S River St

Cook, MN 55723

Phone: (218) 666-5940

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Brooks

Brooks Branch

Type: Branch Office

200 Main street

Brooks, MN 56715

Phone: (218) 698-4220

Services: Member Services

Open in Directions

Cook

North Star Credit Union North Woods Money Cave

Type: Branch Office

10248 E Olson Rd

Cook, MN 55723

Phone: (218) 666-5940

Services: Member Services, ATM

Open in Directions

Duluth

Northern Pacific Duluth Branch

Type: Branch Office

5721 Grand Ave

Duluth, MN 55807

Phone: (218) 722-2720

Services: Member Services

Open in Directions

Nashwauk

Nashwauk Branch

Type: Branch Office

401 E Platt Ave

Nashwauk, MN 55769

Phone: (218) 885-1600

Services: Member Services, Drive-Thru

Open in Directions

Virginia

Virginia Branch

Type: Branch Office

1117 17th St S

Ste1

Virginia, MN 55792-3782

Phone: (218) 748-3270

Services: Member Services, Drive-Thru

Open in Directions