SPC Credit Union Profile

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SPC

Charter #60686 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (843) 383-0090

Fax: (843) 332-0244

Founding Date: N/A

Website: http://www.spccu.org

Personnel & Operations

President: Walters, Jr., Julian

Manager: Weatherford, Linda

FT Employees: 77

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: 8:30 - 5:00

Credit Union Profile Summary

SPC is a FISCU Credit Union. With a total of 25,452 members [1], this institution manages approximately $247,146,644 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.18% [1].

Financial Snapshot

Total Assets [1]
$247,146,644

Total economic resources.

Total Loans [1]
$154,732,344

Total value of outstanding loans.

Total Deposits [1]
$221,979,642

Total funds deposited by members.

Members [1]
25,452

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
69.71%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-9.18%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.32%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

204 N 5TH ST

HARTSVILLE, SC, 29550-4136

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by SPC (Charter #60686).

Main Office

Main Office Main Office

Type: Corporate Office

204 N 5th St

Hartsville, SC 29550-4136

Phone: (843) 383-0090

Services: Member Services, ATM

Open in Directions

Additional Branches

Bennettsville

Bennettsville Branch

Type: Branch Office

204 15/401 By-Pass East

Bennettsville, SC 29512-4440

Phone: (843) 383-0090

Services: Member Services, ATM, Drive-Thru

Open in Directions

Darlington

Darlington Branch

Type: Branch Office

609 N Main St

Darlington, SC 29532-2145

Phone: (843) 383-0090

Services: Member Services, ATM, Drive-Thru

Open in Directions

Florence

Florence Branch

Type: Branch Office

1312 Celebration Blvd

Florence, SC 29501

Phone: (843) 383-0090

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hartsville

Mortgage Commercial Annex

Type: Branch Office

124 N 5th St

Hartsville, SC 29550-4134

Phone: (843) 857-3483

Services: None specified

Open in Directions

Sonoco Branch

Type: Branch Office

448 Novelty Ave

Hartsville, SC 29550

Phone: (843) 383-0090

Services: Member Services, ATM

Open in Directions