EPB EMPLOYEES Credit Union Profile

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EPB EMPLOYEES

Charter #60619 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 648-3413

Fax: (423) 698-2912

Founding Date: N/A

Website: http://www.epbecu.org

Personnel & Operations

President: McLeod, Dale

Manager: Trotter, Jerry

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: MONDAY THROUGH FRIDAY, 8:00 AM - 4:30 PM

Credit Union Profile Summary

EPB EMPLOYEES is a FISCU Credit Union. With a total of 2,507 members [1], this institution manages approximately $38,676,906 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.62% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.65% [1].

Financial Snapshot

Total Assets [1]
$38,676,906

Total economic resources.

Total Loans [1]
$16,248,370

Total value of outstanding loans.

Total Deposits [1]
$34,348,220

Total funds deposited by members.

Members [1]
2,507

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.62%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
47.30%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-3.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-8.65%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1500 MCCALLIE AVE

CHATTANOOGA, TN, 37404-2937

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by EPB EMPLOYEES (Charter #60619).

Main Office

Main Office Main Office

Type: Corporate Office

1500 McCallie Ave

Chattanooga, TN 37404-2937

Phone: (423) 648-3413

Services: Member Services

Open in Directions

Additional Branches

Chattanooga

Downtown Branch

Type: Branch Office

10 Martin Luther King Blvd Fl Second

Chattanooga, TN 37402-1832

Phone: (423) 648-1415

Services: Member Services, ATM

Open in Directions

Salt Lake City

CUSA Service Center

Type: Corporate Office

4897 W Lake Park Blvd

Salt Lake City, UT 84120-8205

Phone: (801) 902-8668

Services: None specified

Open in Directions