COMMUNITY TRUST Credit Union Profile

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COMMUNITY TRUST

Charter #60543 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (847) 662-2050

Fax: (847) 623-0647

Founding Date: N/A

Website: https://www.ctcu.org

Personnel & Operations

President: Kloczkowski, Dan

Manager: Analla, Carol

FT Employees: 47

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: Mon - Fri 7:30 - 6 drive thru, office 9 -

Credit Union Profile Summary

COMMUNITY TRUST is a FISCU Credit Union. With a total of 13,520 members [1], this institution manages approximately $321,771,680 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.5% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.99% [1].

Financial Snapshot

Total Assets [1]
$321,771,680

Total economic resources.

Total Loans [1]
$127,789,680

Total value of outstanding loans.

Total Deposits [1]
$282,596,312

Total funds deposited by members.

Members [1]
13,520

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.92%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
45.22%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.45%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.99%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.29%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1313 N Skokie Hwy

Gurnee, IL, 60031
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by COMMUNITY TRUST (Charter #60543).

Main Office

CTCU Gurnee Branch Main Office

Type: Corporate Office

1313 N Skokie Hwy

Gurnee, IL 60031

Phone: (847) 662-2050

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Grayslake

CTCU Grayslake Branch

Type: Branch Office

1263 N Il Route 83

Grayslake, IL 60030

Phone: (847) 665-2050

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gurnee

CTCU West Gurnee Branch

Type: Branch Office

6543 Grand Ave

Gurnee, IL 60031-1643

Phone: (847) 662-2050

Services: Member Services, ATM

Open in Directions

Lake Villa

CTCU Lake VIlla Branch

Type: Branch Office

1380 N Deep Lake Rd

Lake Villa, IL 60046-5011

Phone: (847) 662-2050

Services: Member Services, ATM, Drive-Thru

Open in Directions