NORTH ALABAMA EDUCATORS Credit Union Profile

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NORTH ALABAMA EDUCATORS

Charter #60500 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (256) 534-2423

Fax: (256) 532-0709

Founding Date: N/A

Website: http://www.naecu.org

Personnel & Operations

President: Burke, Waymon

Manager: Olmsted, Greg

FT Employees: 30

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 8:30 AM - 5:00 PM M-F

Credit Union Profile Summary

NORTH ALABAMA EDUCATORS is a FISCU Credit Union. With a total of 10,792 members [1], this institution manages approximately $136,381,276 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 7.8% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.86% [1].

Financial Snapshot

Total Assets [1]
$136,381,276

Total economic resources.

Total Loans [1]
$53,713,507

Total value of outstanding loans.

Total Deposits [1]
$127,450,569

Total funds deposited by members.

Members [1]
10,792

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.8%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
42.14%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.95%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.86%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.83%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2309 WHITESBURG DR SE

HUNTSVILLE, AL, 35801-3819
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by NORTH ALABAMA EDUCATORS (Charter #60500).

Main Office

Main Office Main Office

Type: Corporate Office

2309 Whitesburg Dr SE

Huntsville, AL 35801-3819

Phone: (256) 534-2423

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Athens

Athens Branch

Type: Branch Office

107 US Highway 31 S

Athens, AL 35611

Phone: (256) 232-3611

Services: Member Services, ATM, Drive-Thru

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Huntsville

Sparkman Branch

Type: Branch Office

2100 Sparkman Dr NW

Huntsville, AL 35810-3818

Phone: (256) 852-0408

Services: Member Services, ATM, Drive-Thru

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Madison

Madison Branch

Type: Branch Office

7559 Highway 72 W Ste 114

Madison, AL 35758-8816

Phone: (256) 722-5046

Services: Member Services, Drive-Thru

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