FLORIDA Credit Union Profile

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FLORIDA

Charter #60497 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (352) 377-4141

Fax: (352) 264-2654

Founding Date: N/A

Website: http://www.flcu.org

Personnel & Operations

President: Jones, SR, Lynn

Manager: (CEO) Starr, Mark

FT Employees: 309

PT Employees: 19

Designations & Ratios

MDI Status: No

RBC Ratio: 18.56%

Membership Type: 99

Branches: 14

Hours: M-F 9-5

Credit Union Profile Summary

FLORIDA is a FISCU Credit Union. With a total of 171,550 members ^[1], this institution manages approximately $2,431,154,946 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.97% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.41% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,431,154,946

Total economic resources.

Total Loans ^[1]

$2,003,920,627

Total value of outstanding loans.

Total Deposits ^[1]

$2,042,763,075

Total funds deposited by members.

Members ^[1]

171,550

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.97%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.57%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

98.10%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 10.61%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 12.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 7.62%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1615 NW 80TH BLVD

GAINESVILLE, FL, 32606

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 13 branches reported by FLORIDA (Charter #60497).

Main Office

Fort Clarke Main Office

Type: Corporate Office

1615 NW 80th Blvd

Gainesville, FL 32606

Phone: (352) 377-4141

Services: None specified

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Additional Branches

Deland

Deland Branch

Type: Branch Office

Type: Branch Office

2803 SW 42nd St

Ste 10

Gainesville, FL 32608-2437

Phone: (352) 377-4141

Services: Member Services, ATM

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Fort Clarke Expansion

Type: Corporate Office

1701 NW 80th Blvd

Gainesville, FL 32606-9267

Phone: (352) 377-4141

Services: None specified

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Haile Branch

Type: Branch Office

2785 SW 91st St Ste 200

Gainesville, FL 32608-2784

Phone: (352) 377-4141

Services: Member Services, ATM

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Lake City

Type: Branch Office

Starke Branch

Type: Branch Office

2460 Commercial Dr

Starke, FL 32091-7865

Phone: (352) 377-4141

Services: Member Services, ATM, Drive-Thru

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