ZIA Credit Union Profile

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ZIA

Charter #60467 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (505) 662-4671

Fax:

Founding Date: N/A

Website: https://www.ziacu.org

Personnel & Operations

President: Garcia, Juan Carlos

Manager: Herrera, Dwayne

FT Employees: 63

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Lobby Hours are as follows; Monday 8:30am -

Credit Union Profile Summary

ZIA is a FISCU Credit Union. With a total of 13,523 members [1], this institution manages approximately $253,199,457 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.63% [1].

Financial Snapshot

Total Assets [1]
$253,199,457

Total economic resources.

Total Loans [1]
$188,094,247

Total value of outstanding loans.

Total Deposits [1]
$233,894,848

Total funds deposited by members.

Members [1]
13,523

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.84%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.42%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 13.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 6.11%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1001 Central Ave

Los Alamos, NM, 87544
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by ZIA (Charter #60467).

Main Office

Main Office Main Office

Type: Corporate Office

1001 Central Ave

Los Alamos, NM 87544

Phone: (505) 662-4671

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Espanola

Espanola Branch

Type: Branch Office

707 S Riverside Dr

Espanola, NM 87532

Phone: (505) 367-1500

Services: Member Services, ATM, Drive-Thru

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Santa Fe

Santa Fe Office

Type: Branch Office

111 N Saint Francis Dr

Santa Fe, NM 87501-1441

Phone: (505) 372-4938

Services: Member Services, Drive-Thru

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