BRAINERD B. N. Credit Union Profile

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BRAINERD B. N.

Charter #60436 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (218) 829-9065

Fax: (218) 829-2568

Founding Date: N/A

Website: http://www.bbncu.org

Personnel & Operations

President: Larson, Wayne

Manager: Hofmann, Kaycie

FT Employees: 18

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 7:30AM - 5:30PM DRIVE THRU 9:00AM - 5:00P

Credit Union Profile Summary

BRAINERD B. N. is a FISCU Credit Union. With a total of 6,722 members [1], this institution manages approximately $117,714,095 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.09% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.19% [1].

Financial Snapshot

Total Assets [1]
$117,714,095

Total economic resources.

Total Loans [1]
$60,905,310

Total value of outstanding loans.

Total Deposits [1]
$104,259,923

Total funds deposited by members.

Members [1]
6,722

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.75%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
58.42%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.17%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.16%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

804 Laurel St Ste 101

Brainerd, MN, 56401-3799

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by BRAINERD B. N. (Charter #60436).

Main Office

Brainerd BN Credit Union Main Office

Type: Corporate Office

804 Laurel St Ste 101

Brainerd, MN 56401-3799

Phone: (218) 829-9065

Services: Member Services, Drive-Thru

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