UNITED LOCAL Credit Union Profile

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UNITED LOCAL

Charter #60408 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (559) 227-8329

Fax: (559) 227-1824

Founding Date: N/A

Website: http://www.unitedlocal.org

Personnel & Operations

President: Hazzelrigg, Jim

Manager: Maldonado, Angelina

FT Employees: 23

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: OFFICE HOURS Monday - Thursday: 9:00am - 5

Credit Union Profile Summary

UNITED LOCAL is a FISCU Credit Union. With a total of 8,086 members [1], this institution manages approximately $121,059,061 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 19.6% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.96% [1].

Financial Snapshot

Total Assets [1]
$121,059,061

Total economic resources.

Total Loans [1]
$77,622,699

Total value of outstanding loans.

Total Deposits [1]
$96,366,086

Total funds deposited by members.

Members [1]
8,086

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.6%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.55%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.79%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.96%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.33%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3650 E Ashlan Ave

Fresno, CA, 93726
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by UNITED LOCAL (Charter #60408).

Main Office

United Local Credit Union Main Office

Type: Corporate Office

3650 E Ashlan Ave

Fresno, CA 93726

Phone: (559) 227-8329

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Fresno

Bullard

Type: Branch Office

2033 W Bullard Ave

Fresno, CA 93711-1200

Phone: (559) 431-8329

Services: Member Services, ATM

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