GALE Credit Union Profile

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GALE

Charter #60327 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (309) 343-1777

Fax: (309) 343-2497

Founding Date: N/A

Website: http://www.galecu.net

Personnel & Operations

President: McNabb, James

Manager: McElwee, Randy

FT Employees: 19

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Mon - Fri 7:30-5:30 Sat 7:30-12:00

Credit Union Profile Summary

GALE is a FISCU Credit Union. With a total of 4,820 members [1], this institution manages approximately $65,352,826 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.04% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.03% [1].

Financial Snapshot

Total Assets [1]
$65,352,826

Total economic resources.

Total Loans [1]
$39,836,903

Total value of outstanding loans.

Total Deposits [1]
$57,387,267

Total funds deposited by members.

Members [1]
4,820

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.00%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
69.42%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
9.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
13.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.52%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

631 N Henderson St

Galesburg, IL, 61401

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by GALE (Charter #60327).

Main Office

Main - Gale Credit Union Main Office

Type: Corporate Office

631 N Henderson St

Galesburg, IL 61401

Phone: (309) 343-1777

Services: Member Services, ATM, Drive-Thru

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