STRATA Credit Union Profile

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STRATA

Charter #6032 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (661) 327-9461

Fax: (661) 327-2646

Founding Date: N/A

Website: http://www.stratacu.org

Personnel & Operations

President: Patel, Mitch

Manager: Ivie, Brandon

FT Employees: 72

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 4

Hours: M-F 9:00 am - 5:30 pm Walk-up Teller: M-F

Credit Union Profile Summary

STRATA is a FCU Credit Union. With a total of 24,371 members [1], this institution manages approximately $338,158,066 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.14% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.19% [1].

Financial Snapshot

Total Assets [1]
$338,158,066

Total economic resources.

Total Loans [1]
$249,915,334

Total value of outstanding loans.

Total Deposits [1]
$285,495,498

Total funds deposited by members.

Members [1]
24,371

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.40%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
87.54%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.38%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1717 Truxtun Ave

Bakersfield, CA, 93301-5102
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by STRATA (Charter #6032).

Main Office

Branch 1 Main Branch Main Office

Type: Corporate Office

1717 Truxtun Ave

Bakersfield, CA 93301-5102

Phone: (661) 327-9461

Services: Member Services, ATM

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Additional Branches

Bakersfield

Branch 2-Panama

Type: Branch Office

1535 Panama Ln

Bakersfield, CA 93307-5680

Phone: (661) 327-9461

Services: Member Services, ATM

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Branch 50 - Riverlakes

Type: Branch Office

4180 Coffee Rd

Bakersfield, CA 93308

Phone: (661) 327-9461

Services: Member Services, ATM

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